Work Comp Answers

Your injury need not be caused by an accident -- such as a fall from a ladder -- to be covered by workers' compensation. Many workers receive compensation for injuries that are caused by overuse or misuse over a long period of time -- for example,

repetitive stress injuries such as carpal tunnel syndrome or back problems. You may also be compensated for some illnesses and diseases that are the gradual result of work conditions -- for example, heart conditions, lung disease, and stress-related digestive problems.

Are You Covered by Workers' Compensation?

Most workers are eligible for workers' compensation coverage, but every state excludes some workers. Exclusions often include:

  • business owners
  • independent contractors
  • casual workers
  • domestic employees in private homes
  • farm workers
  • maritime workers
  • railroad employees, and
  • unpaid volunteers.

Check the workers' compensation law of your state to see whether these exclusions affect you.

Federal government employees are also excluded from state workers' compensation coverage, but they receive workers' compensation benefits under a separate federal law.

In addition, some states do not require workers' compensation coverage of employers having fewer than a designated number of employees -- three to five, depending on the state. So, if you work for one of these employers, you may be excluded from the state program.

What Is Thought Field Therapy?

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Contact Information

Vocational Management Consultants, Inc.VMC Hawaii

715 S. King Street, Suite 410 
Honolulu, HI 96813 
Ph. 808-538-8733 
Fax 808-538-8744 
Outer Islands Call Toll Free: 888-598-8115

Join Hawaii Injured Worker's Association

HIWA strives to make our workplaces safer through education, legislation, and improved monitoring and enforcement of workplace safety.

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Hawaii Injured Workers Association

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